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Privacy Policy

Privacy Policy 

At ezypayr, we respect your privacy and are committed to protecting your personal, financial, and business data. This Privacy Policy explains how we collect, use, store, and share information when you use our website, mobile application, APIs, and related services (“Services”).

By using ezypayr, you agree to the practices described in this Privacy Policy.

1. Information We Collect

We may collect the following types of information:

  • Personal Information: Name, email address, phone number, billing address.

  • Business Information: Company details, ABN/EIN, supplier and customer identifiers.

  • Financial Information: Invoice data, payment details, banking identifiers, transaction history.

  • Compliance Information: Tax identifiers, ESG metrics, AML/KYC verification data.

  • Technical Information: Device type, browser, IP address, geolocation, cookies, and usage logs.

2. How We Use Information

We process data to:

  • Generate and manage invoices with embedded 3D barcodes.

  • Process payments via banks, gateways, CBDCs, and blockchain.

  • Sync with accounting platforms and tax authorities.

  • Provide ESG and risk scoring analytics.

  • Improve system performance, detect fraud, and ensure compliance.

  • Communicate updates, service notices, and product improvements.

3. Data Sharing

We may share your information only with:

  • Payment processors and banking partners (e.g., Stripe, PayPal, banks).

  • Accounting and ERP software (e.g., Xero, QuickBooks).

  • Government and tax authorities (e.g., ATO, IRS, EU VAT portals) when legally required.

  • Compliance and AML/KYC providers for identity verification.

  • Cloud hosting providers (e.g., AWS) for secure storage.

We do not sell your personal data to third parties.

4. Data Storage & Security

  • Data is encrypted at rest and in transit.

  • Blockchain-based audit trails ensure immutable transaction records.

  • Role-based access controls restrict data to authorised users.

  • We comply with GDPR, PCI DSS, AML/CTF laws, and Australian Privacy Principles (APPs).

5. Your Rights

Depending on your jurisdiction, you may have the right to:

  • Access and download your personal data.

  • Request corrections or updates.

  • Request deletion (subject to legal obligations).

  • Object to certain types of processing (e.g., marketing).

  • Request data portability (e.g., exporting invoice records).

To exercise your rights, contact us at [Insert email address].

6. International Data Transfers

ezypayr may transfer and process data in multiple regions, including Australia, the United States, and the EU. All transfers comply with applicable data protection laws and safeguards.

7. Data Retention

We retain data only as long as necessary to provide Services, meet legal obligations, or resolve disputes. Compliance and tax records may be stored for statutory minimum periods (e.g., 5–7 years).

8. Cookies & Tracking

We use cookies and similar technologies to improve functionality, analyse traffic, and personalise your experience. You may disable cookies in your browser, but some features may not function properly.

9. Changes to this Policy

We may update this Privacy Policy to reflect changes in laws, technology, or Services. Updates will be posted on this page with the “Last Updated” date revised.

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